Stock investing should be much more lucrative than bond investing over the long term. However, stock investing is also much more risky than bond investing. "Volatility" is the word the industry uses to sugarcoat the fact that there will be times will you will lose a significant amount of money. However, if we have a long-term perspective, these illustrations show us that stock investing rewards us well for living with the risk. But remember, there are no guarantees!